There has been a 4% increase in the number of home loans granted over the past 12 months, even though the number of home loan applications has fallen off by […]
Fewer buyers, but banks grant more home loans
Smaller deposit? Buy a cheaper home!
Is there any point in waiting to save up a large deposit on a home when interest rates are declining and the banks are in a hurry to grant more […]
What the rate cuts mean to home owners and buyers
Following the Reserve Bank’s decision to cut its repo rate by 25 basis points to 6,5% and the prime rate and home loan “base” rate from 10,25% to 10% this […]
Higher deposit, lower loan-to-value (LTV) = better home loan
There’s a vital factor that homebuyers need to be aware of when they apply for a home loan, and that is the loan-to-value ratio. So says Rudi Botha, CEO of BetterBond, […]